American Banker

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Report The intelligence edge: Banking's new banking advantage

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Shared success from search to sale highlights how real-time data and basket intelligence transform checkout into a strategic growth opportunity.

What separates leading banks from the rest in 2026? Moody’s proprietary research reveals a shifting landscape where execution, not just strategy, defines success. Based on insights from 348 senior banking decision-makers across global markets, this report uncovers how institutions are responding to rising complexity, from economic uncertainty and regulatory pressure to accelerating AI adoption and intensifying competition.

The Intelligence Edge: Moody’s 2026 Banking Study distils the priorities, challenges, and capabilities shaping the next generation of banking. Discover how leading banks are rethinking decision-making, strengthening resilience, and investing in data, technology and intelligence to drive sustainable growth.

Download the report to understand where the industry is heading and what it takes to stay ahead.

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