In 2026, commercial banking will undergo a seismic shift. Businesses expect more, neobanks and megabanks are moving fast, and the status quo is officially broken. The consumerization of technology has changed the game, making traditional business banking solutions feel antiquated. Marking the moment as pivotal with two clear paths: evolve the commercial banking platform or risk falling behind.

As regional and community financial institutions strive to compete and protect important channels for deposits, how can banking leaders develop a strategy that makes them indispensable to the businesses they serve?